About Our Company
We are on a mission to empower individuals with the financial insights they need to succeed.
How MoMo Financial Advisor Was Born
In June 2025, while working as a website developer, I had a steady flow of income — yet my MoMo balance kept disappearing, even though I wasn’t overspending.
I tried everything to figure it out:
- Manually reviewing MoMo statements
- Checking subscriptions
- Using ChatGPT, Gemini, and Claude to analyze the data
But every attempt failed. AI tools misread values, skipped lines, and couldn’t understand MoMo’s transaction structure.
That was my turning point.
I asked myself two questions:
- “What if I could upload my MoMo statements and get instant insights?”
- “What if I could talk to my financial data like a human advisor?”
I designed the architecture, built a prototype, and tested it using real MoMo data from January to October 2025.
The results were powerful:
- Cash flow budgets
- Income vs expenditure comparisons
- Spending categories
- Balance trend charts
- AI chatbot for financial questions
- Automatic financial reports
MoMo Financial Advisor was born — created from real experience, built to help millions.
Founder & Data Scientist
Worla is a full‑stack data scientist, software engineer, and emerging financial engineer currently pursuing an MSc in Financial Engineering. He builds AI‑powered systems that solve practical challenges across finance, health, and civic technology. His work ranges from developing recommendation algorithms and natural‑language AI agents to building mobile money analytics tools and wellness intelligence platforms. With experience spanning machine learning, cloud deployment, product development, and agile management, he focuses on creating solutions that transform complex data into clear, actionable insights that improve everyday decision‑making.
To provide accessible and actionable financial insights to mobile money users across Africa, helping them make informed decisions and improve their financial well-being.
To be the leading financial advisor for the digital generation, leveraging AI to create a future where everyone has the tools to achieve financial freedom.
To deliver AI-powered insights for mobile money users, transforming their transaction data into clear, actionable guidance that supports smarter decisions and long-term financial growth.
Our platform is built to transform the way mobile money users across Africa understand and manage their finances. At its core, it combines the discipline of agile software development, the structure of modern project management, and the intelligence of AI-powered algorithms. This allows us to deliver solutions that are fast, adaptive, and consistently aligned with the evolving needs of our users.
By analyzing patterns in mobile money transactions, our AI provides deep insights into spending habits, savings opportunities, and financial risks. These insights are not generic reports—they are actionable recommendations tailored to each user’s financial journey. Whether it’s helping individuals track daily expenses, plan budgets, or forecast future financial outcomes, our system empowers users to make smarter, data-driven decisions.
Beyond insights, our platform is designed to scale and adapt. Through agile methods, we iterate quickly, deliver features that matter, and continuously improve the user experience. With strong project management practices, we ensure that every milestone delivers measurable impact. And with AI at the center, we are not just reacting to the digital financial landscape—we are shaping it.
Ultimately, our mission is to become the trusted partner for mobile money users, offering them the clarity, control, and confidence they need to achieve financial well-being in a rapidly digitizing world.
We are also laying the foundation for partnerships with banks, fintech platforms, and micro-investment services. These collaborations will allow users to do more than just analyze their money—they’ll be able to grow it. By creating a seamless link between insights, actionable plans, and financial services, MoMo Financial Advisor aims to become a comprehensive financial ecosystem. One that empowers users from small beginnings to build stable, sustainable, and prosperous financial futures.
Meet The Development Team
Andrew O'Hara Aidoo
Product Design Lead
Emmanuel Kyeremeh
Backend Engineer
Newman K. Abuanor
Head Of Operations
Emmanuella Asante
Lead AI Engineer
Akwasi W. Konadu
Mobile App Developer
Christian K. Anim
UI/UX Design Intern